Microfinance Ireland

Microfinance Ireland has been funded by the Irish Government to provide loans to newly established and growing microenterprises (turnover less than €2m; staff less than 10) across all industry sectors that do not meet the conventional risk criteria applied by banks.

In the first instance, you should approach your bank for credit. In the event that credit is declined, you are eligible to apply to Microfinance Ireland for a loan.

Microfinance Ireland works in partnership with the County & City Enterprise Boards who can assist with training and guidance in preparing your business plan. They will also conduct an initial evaluation of the quality of your business proposal for a loan application.


• Have you a commercially viable business proposal that has been declined credit by a bank?
• Are you a startup or growing microenterprise employing less than 10 people?
• Do you require less that €25,000?

If so you are eligible to apply for a loan:-

Step 1
Go to your County & City Enterprise Board (CCEB) and speak to an advisor who will assist you with the application process.

Step 2
• An application form
• A business plan
• A three year cashflow projection
and give it to your CCEB advisor who will evaluate it and make a recommendation.

Step 3
The CCEB will send your application to Microfinance Ireland who will assess the proposition and contact you directly.

For an application form click on the following link





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